Reviving Managed Care With Health Savings Accounts

Although health savings accounts (HSAs) and managed care are often seen as antithetical, they can be integrated in fruitful ways. Moreover, combining these approaches would serve policy objectives by clarifying the payment responsibilities of patients, health plans, and premium payers, thus altering...

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Bibliographic Details
Published in:	Health Affairs Vol. 24; no. 6; pp. 1490 - 1500
Main Authors:	Hall, Mark A, Havighurst, Clark C
Format:	Journal Article
Language:	English
Published:	United States Health Affairs 01-11-2005 The People to People Health Foundation, Inc., Project HOPE
Subjects:	Community Participation Consumer-driven health plans Decision making Health care Health care policy Health insurance Health savings accounts Humans Managed care Managed Care Programs Medical Savings Accounts United States United States > US
Online Access:	Get full text
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Summary:	Although health savings accounts (HSAs) and managed care are often seen as antithetical, they can be integrated in fruitful ways. Moreover, combining these approaches would serve policy objectives by clarifying the payment responsibilities of patients, health plans, and premium payers, thus altering important perceptions about health care decision making. The availability in HSAs of funds that patients can use to pay for services not covered under insurance contracts should help to relegitimize the predetermination of benefits and enable the public and the legal system to take a more benign view of corporate health plans as agents of their subscribers.
Bibliography:	ObjectType-Article-1 SourceType-Scholarly Journals-1 ObjectType-Feature-2 content type line 23
ISSN:	0278-2715 1544-5208
DOI:	10.1377/hlthaff.24.6.1490