Physicians Who Have Lost Their Malpractice Insurance

To the Editor.—Congratulations to Dr Schwartz and Mr Mendelson1 for their recent article on the detection and deterrence of professional negligence. I have been deeply involved with a physician-owned provider of professional liability protection for more than 10 years. I have always felt that direct...

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Bibliographic Details
Published in:JAMA : the journal of the American Medical Association Vol. 263; no. 5; pp. 657 - 658
Main Author: Wormley, J. M
Format: Journal Article
Language:English
Published: American Medical Association 02-02-1990
Online Access:Get full text
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Summary:To the Editor.—Congratulations to Dr Schwartz and Mr Mendelson1 for their recent article on the detection and deterrence of professional negligence. I have been deeply involved with a physician-owned provider of professional liability protection for more than 10 years. I have always felt that direct member involvement plays a critical role in the prevention of negligence. This study confirms that fact.Our organization is an interindemnity trust arrangement, not an insurance company. The member physicians literally share the malpractice exposure with each other. Each member has a strong financial motivation to prevent negligence. Therefore, the members have a voice in determining with whom they will share risk. This has been a major reason why we have been able to offer our members substantial savings during the past 12 years. It is important to note that effective peer review serves the public as well as the malpractice provider and
ISSN:0098-7484
1538-3598
DOI:10.1001/jama.1990.03440050051015