PENGGUNAAN E-WALLET OVO PERSPEKTIF ULAMA SYAFI'IYAH

This study analyzes the status of the legal status that applies to payments through OVO based on the perspective of Ulama Syafi'yah. The research method used is descriptive qualitative, based on normative juridical regarding the laws applicable to OVO, analyzed conceptually using the opinions o...

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Bibliographic Details
Published in:Asy-Syari'ah (Bandung. Online) Vol. 24; no. 1; pp. 109 - 120
Main Authors: Musanna, Khadijatul, Sholihin, Riadhus, Sari, Maula
Format: Journal Article
Language:English
Published: Faculty of Sharia and Law UIN Sunan Gunung Djati Bandung 30-06-2022
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Summary:This study analyzes the status of the legal status that applies to payments through OVO based on the perspective of Ulama Syafi'yah. The research method used is descriptive qualitative, based on normative juridical regarding the laws applicable to OVO, analyzed conceptually using the opinions of Syafi'iyah Scholars. The results show that the payment system of the OVO application tends to use wadi'ah contracts, this can be seen from the elements, namely, contracts, objectives and objects of contracts that are clear and certain. Additionally, the object of the contract in the use of the OVO application has a feature in the form of a stored balance, so that at any time it can be taken back by the account owner without the need for permission from OVO as the application provider, this further strengthens the perception that OVO is oriented in the wadi'ah contract.Abstrak: Penelitian ini bertujuan menganalisis status hukum yang berlaku terhadap pembayaran melalui OVO berdasarkan perspektif Ulama Syafi’yah. Adapun metode penlitian yang digunakan adalah  deskriptif kualitatif, berdasarkan yuridis normatif mengenai hukum yang berlaku pada OVO, dianalisis secara konseptual  menggunakan pendapat dari Ulama Syafi’iyah. Hasil penelitian ini menunjukkan bahwa sistem pembayaran aplikasi OVO cenderung menggunakan akad wadi’ah, hal ini  terlihat dari unsur yaitu kontrak, tujuan dan objek akad yang sudah jelas dan pasti. Selain itu, secara objek akad dalam penggunaan aplikasi OVO terdapat fitur berupa saldo yang tersimpan, sehingga sewaktu-waktu dapat diambil kembali oleh pemilik akun tanpa perlu izin dari pihak OVO selaku penyedia aplikasi, hal ini semakin memperkuat persepsi bahwa OVO berorientasi dalam akad wadi’ah.
ISSN:2086-9029
2654-5675
DOI:10.15575/as.v24i1.18073