Search Results - "Lajaunie, John P."

Home equity lines of credit and the unemployment rate: Have unemployed consumers borrowed themselves into the next financial crisis? by Michel, Norbert, Lajaunie, John P., Lawrence, Shari, Fanguy, Ronnie

“…•It seems logical that unemployment and HELOC lending would be negatively related.•But HELOC lending could actually rise during recessionary periods as.•Higher…”
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Re-examining Cointegration, Unit Roots and Efficiency in Foreign Exchange Rates by Lajaunie, John P., Naka, Atsuyuki

“…This paper examines the cointegrating relationships in seven foreign exchange rates for a sample period from 1974 to 1991 by utilizing Johansen's (1991)…”
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Tax incentives and individual investor behaviour by Sundar, Cuddalore S., Hill, John M., Lajaunie, John P.

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The empirical relationship between home equity borrowing and durable goods purchases by Michel, Norbert J., Lajaunie, John, Lawrence, Shari

“…The current financial crisis has drawn attention to consumers' use of the Home Equity Line of Credit (HELOC) to finance consumption. Although many economists…”
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The bank merger environment & its effect on commercial & industrial real estate markets by Stanley, Thomas O, Lajaunie, John P, Craig, Roger

“…The purpose of this study is to demonstrate the extent to which a discrete category of lending, i.e. commercial and industrial real estate lending, can become…”
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The mortgage meltdown and the loan-loss reserve account: banks should tap existing resources to set and justify loan-loss reserves by Stanley, Thomas O, Lajaunie, John P, Stanley, Cori Lynn

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Present-value analysis of collateral-dependent loans: a discounted cash flow model for calculating loss given default by Lajaunie, John P, Stanley, Thomas O, Roger, Craig A

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A Reserve Against LOAN DEFAULTS by Stanley, Thomas O, Lajaunie, John P, Meeting, David T

“…The current financial market turmoil and the effects of significantly higher loan defaults will certainly bring about a call for all banks to review their risk…”
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The Mortgage Meltdown and the Loan-Loss Reserve Account by Stanley, Thomas O, Lajaunie, John P, Stanley, Cori Lynn

“…One of the primary reasons for "qualified" bank audits has been the continued reliance by banks on an aggregate forward loss estimate as the basis for setting…”
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Present-Value Analysis of Collateral-Dependent Loans by Lajaunie, John P, Stanley, Thomas O, Roger, Craig A

“…Every loan has the possibility of partial or total default. The likelihood of a loan defaulting is a function of the borrower's ability to meet the cash flow…”
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A reserve against loan defaults: setting aside appropriate funds in loan-loss reserve accounts, based on accurate information, is a key factor of bank risk management programs by Stanley, Thomas O, Lajaunie, John P, Meeting, David T

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