Search Results - "Kunreuther, Howard"
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1
Redesigning Flood Insurance
Published in Science (American Association for the Advancement of Science) (22-07-2011)“…Improved knowledge from a range of disciplines will be needed to price the much-needed financial products appropriately. Insurance and government assistance…”
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2
Political ideology affects energy-efficiency attitudes and choices
Published in Proceedings of the National Academy of Sciences - PNAS (04-06-2013)“…This research demonstrates how promoting the environment can negatively affect adoption of energy efficiency in the United States because of the political…”
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3
Adoption of Individual Flood Damage Mitigation Measures in New York City: An Extension of Protection Motivation Theory
Published in Risk analysis (01-10-2019)“…This study offers insights into factors of influence on the implementation of flood damage mitigation measures by more than 1,000 homeowners who live in…”
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On Risk and Disaster: Lessons from Hurricane Katrina
Published 2006“…Named one of Planetizen's Top 10 Books of 2006 Hurricane Katrina not only devastated a large area of the nation's Gulf coast, it also raised fundamental…”
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Insuring large stakes: A normative and descriptive analysis of households' flood insurance coverage
Published in The Journal of risk and insurance (01-06-2022)“…Households' insurance coverage against severe losses is central to their financial resilience. Features of the US National Flood Insurance Program offer…”
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Policy Tenure Under the U.S. National Flood Insurance Program (NFIP)
Published in Risk analysis (01-04-2012)“…In the United States, insurance against flood hazard (inland flooding or storm surge from hurricanes) has been provided mainly through the National Flood…”
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The roles of reason and emotion in private and public responses to terrorism
Published in Journal of economic behavior & organization (01-12-2020)“…This paper presents a set of laboratory experiments wherein participants are exposed to simulated terrorist attacks that allow us to examine the effect of…”
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Disaster Resilience: A National Imperative
Published in Environment : science and policy for sustainable development (01-03-2013)“…Escalating disaster losses coupled with the increasing frequency of billion-dollar disaster events, such as the recent Hurricane Sandy, highlight some of the…”
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Risk Management Roles of the Public and Private Sector
Published in Risk management and insurance review (01-03-2018)“…Insurance is an essential component of household and community resilience. It protects insureds financially against disaster losses, can encourage investments…”
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Divergence between Individual Perceptions and Objective Indicators of Tail Risks: Evidence from Floodplain Residents in New York City
Published in Judgment and Decision Making (01-07-2015)“…Abstract This study provides the first comprehensive analysis of individual perceptions of tail risks. It focuses not only on the probability, as has been…”
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11
Firms’ Management of Infrequent Shocks
Published in Journal of money, credit and banking (01-09-2020)“…We examine businesses’ financial management of a rare, severe event using detailed firm‐level data collected following Hurricane Sandy in the New York area…”
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Aiding Decision Making to Reduce the Impacts of Climate Change
Published in Journal of consumer policy (01-09-2014)“…Utilizing theory and empirical insights from psychology and behavioural economics, this paper examines individuals’ cognitive and motivational barriers to…”
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13
Rules rather than discretion: Lessons from Hurricane Katrina
Published in Journal of risk and uncertainty (01-09-2006)“…This paper explores options for programs to be put in place prior to a disaster to avoid large and often poorly-managed expenditures following a catastrophe…”
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14
Corporate Demand for Insurance: New Evidence From the U.S. Terrorism and Property Markets
Published in The Journal of risk and insurance (01-09-2015)“…Since the passage of the Terrorism Risk Insurance Act of 2002, corporate terrorism insurance is sold as a separate policy from commercial property coverage. In…”
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15
Goals and Plans in Decision Making
Published in Judgment and Decision Making (01-06-2007)“…We propose a constructed-choice model for general decision making. The model departs from utility theory and prospect theory in its treatment of multiple goals…”
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Is imprecise knowledge better than conflicting expertise? Evidence from insurers' decisions in the United States
Published in Journal of risk and uncertainty (01-06-2011)“…This paper reports the results of the first experiment in the United States designed to distinguish between two sources of ambiguity: imprecise ambiguity…”
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Neglecting Disaster: Why Don't People Insure Against Large Losses?
Published in Journal of risk and uncertainty (01-01-2004)“…This paper provides a theoretical explanation for the common observation that people often fail to purchase insurance against low-probability high-loss events…”
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Climate Change, Insurability of Large-Scale Disasters, and the Emerging Liability Challenge
Published in University of Pennsylvania law review (01-06-2007)“…This Article focuses on the interaction between uncertainty and insurability in the context of some of the risks associated with climate change. It discusses…”
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Risk Management Solutions for Climate Change–Induced Disasters
Published in Risk analysis (01-11-2020)“…In honor of the 40th anniversary of Risk Analysis, this article suggests ways of linking risk assessment and risk perception in developing risk management…”
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The Role of Insurance in Reducing Losses from Extreme Events: The Need for Public–Private Partnerships
Published in Geneva papers on risk and insurance. Issues and practice (01-10-2015)“…This paper describes the challenges that consumers, insurers and insurance regulators face in dealing with insurance for low-probability, high-consequence…”
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