Search Results - "Karl, J. Bradley"
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Availability of the seat belt defense: Implications for auto liability insurance
Published in The Journal of risk and insurance (01-03-2024)“…A “seat belt defense” allows a defendant in a third‐party auto liability event to present evidence of seat belt nonuse to reduce a plaintiff's recovery. When…”
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An Empirical Assessment of Regulatory Lag in Insurance Rate Filings
Published in North American actuarial journal (03-07-2023)“…In this article, we evaluate factors that help to explain an important source of variation in insurers' rate filing experiences across states and over time for…”
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How Cellphone Bans Affect Automobile Insurance Markets
Published in The Journal of risk and insurance (01-09-2019)“…In this article, we examine the effect of laws prohibiting the hand-held use of a cellphone while driving on the automobile insurance market. Our research is…”
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4
The Effect of Damage Cap Reforms on Medical Malpractice Insurance Market Conditions During Periods of Crises
Published in The Journal of risk and insurance (01-12-2019)“…This article evaluates whether and how tort reform, specifically damage caps, stabilizes medical malpractice insurance markets. We examine statelevel medical…”
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5
CEO compensation and earnings management: Does gender really matters?
Published in Journal of business research (01-05-2019)“…A number of earlier studies suggest that earnings quality improves when females are in senior management because of gender differences in risk-taking and…”
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The net effects of medical malpractice tort reform on health insurance losses: The Texas experience
Published in Health economics review (24-11-2017)“…In this paper, we examine the influence of medical malpractice tort reform on the level of private health insurance company losses incurred. We employ a…”
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How risky is distracted driving?
Published in Journal of risk and uncertainty (01-06-2023)“…We use data on fatal crashes to quantify the risk of distracted driving. We repurpose, extend, and improve a methodology used to estimate the riskiness of…”
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The Effect of Distracted Driving Laws on Automobile Liability Insurance Claims
Published in North American actuarial journal (01-10-2020)“…We examine whether laws designed to reduce distracted driving have consequences for the automobile liability insurance market. Our research is motivated by…”
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The effect of product diversification strategies on the performance of health insurance conglomerates
Published in Applied economics (14-01-2016)“…The conglomerate organizational structure of health insurers suggests two distinct methods of product diversification - the first is firm-level…”
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The Effects of Revealed Information on Catastrophe Loss Projection Models' Characterization of Risk: Damage Vulnerability Evidence from Florida
Published in Risk analysis (01-06-2016)“…We examine whether the risk characterization estimated by catastrophic loss projection models is sensitive to the revelation of new information regarding risk…”
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The relationship between the markets for health insurance and medical malpractice insurance
Published in Applied economics (25-11-2016)“…This article evaluates the interdependence of medical malpractice insurance markets and health insurance markets. Prior research has addressed the performance…”
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The Effect of Tort Reform on Medical Malpractice Insurance Market Trends
Published in Journal of empirical legal studies (01-12-2016)“…In this article, we examine the extent to which the timing of reforms to the tort liability system coincides with changes in medical malpractice insurance…”
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13
Improving Perceptions of the Insurance Industry: The Influence of Insurance Professionals
Published in Risk management and insurance review (01-03-2016)“…The “talent crisis” in the insurance industry is well documented. Solutions to this crisis, however, are not plentiful. One of the major challenges faced by…”
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14
The Effect of Government-Run Healthcare on the Salaries of Nursing Professionals in the U.S
Published in Journal of insurance issues (01-10-2017)“…In this paper, we investigate the relationship between the level of government-sponsored healthcare and the salaries of registered nurses (RNs) in the U.S…”
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15
Market Implications of Public Policy Interventions: The Case of Florida's Property Insurance Market
Published in Risk management and insurance review (01-09-2014)“…This article asserts that the market for property insurance, particularly homeowners insurance, in the State of Florida is experiencing failures, and that a…”
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Capital Structure and Financing in the Health Insurance Industry: Evidence from the Afforadable Care Act
Published in Journal of insurance issues (01-04-2024)“…In this study we examine how the passage of the Affordable Care Act (ACA) impacts health insurer capital structure and financing decisions. Economic theory…”
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Capital Structure and Financing in the Health Insurance Industry: Evidence from the Affordable Care Act
Published in Journal of insurance issues (01-04-2024)“…In this study we examine how the passage of the Affordable Care Act (ACA) impacts health insurer capital structure and financing decisions. Economic theory…”
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18
The role of the private health insurance market: Evidence from the U.S. and abroad
Published 01-01-2013“…This dissertation provides international and U.S. specific perspective on the far reaching influence of the private health insurance market. The first essay…”
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Dissertation -
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The role of the private health insurance market: Evidence from the U.S. and abroad
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Dissertation