Search Results - "FRIEDLINE, TERRI"

Families’ Financial Stress & Well-Being: The Importance of the Economy and Economic Environments by Friedline, Terri, Chen, Zibei, Morrow, So’Phelia

“…The Great Recession and the unfolding COVID-19 Pandemic Recession—two major disruptions to the economy that occurred just one decade apart—unequivocally…”
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The Racialized Costs of “Traditional” Banking in Segregated America: Evidence from Entry-Level Checking Accounts by Faber, Jacob William, Friedline, Terri

“…A growing body of evidence shows that America’s racial geography shapes access to basic financial services (e.g. banking), highlighting a mechanism connecting…”
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Why Do Households Lack Emergency Savings? The Role of Financial Capability by Despard, Mathieu R., Friedline, Terri, Martin-West, Stacia

“…Many U.S. households have insufficient savings to cope with income losses, expenditure shocks, and other financial emergencies, yet little research evidence…”
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Doubling Down on Racial Capitalism during COVID-19: Qualitative Interviews with Bank Employees by Friedline, Terri, Wood, Anna K., Wheatley, Mikal, Oh, Seyoung, Zheng, Haotian

“…The COVID-19 Pandemic Recession has revealed examples of systematic discrimination within a wide range of industries, including banking. Using data from…”
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Payday lenders and premature mortality by Agnew, Megan, Bea, Megan Doherty, Friedline, Terri

“…Relationships between debt and poor health are worrisome as access to expensive credit expands and population health worsens along certain metrics. We focus on…”
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Why Do Households Lack Emergency Savings? The Role of Financial Capability by Despard, Mathieu R., Friedline, Terri, Martin-West, Stacia

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Predicting Savings for White and Black Young Adults: An Early Look at Racial Disparities in Savings and the Potential Role of Children’s Development Accounts (CDAs) by Friedline, Terri L., Elliott, William

“…This paper explores predictors of young adults’ savings using propensity score analysis and logistic regression with separate, longitudinal samples of whites…”
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Digital redlining and the fintech marketplace: Evidence from US zip codes by Friedline, Terri, Chen, Zibei

“…The rise of digital technologies enables new manifestations of racialization in financial services with marketplace implications. Akin to redlining in the…”
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Financial Education is not Enough: Millennials May Need Financial Capability to Demonstrate Healthier Financial Behaviors by Friedline, Terri, West, Stacia

“…Financial education sans opportunities for hands-on experience and knowledge operationalization may be insufficient for promoting healthy financial behaviors…”
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A Conversation with Matt Remle: Settler Colonialism, Fossil Fuel Divestment, & Public Banking Advocacy by Friedline, Terri

“…This conversation between Terri Friedline and Matt Remle took place in November 2022. The conversation occurred as private banks were increasing their…”
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Introduction to the Special Issue on “The Political and Economic Contexts of Families’ Financial Lives” by Friedline, Terri, Addo, Fenaba

“…The articles in this special issue begin to explore the political and economic contexts of families’ financial lives and their undergirding oppressive systems…”
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A Developmental Perspective on Children's Economic Agency by FRIEDLINE, TERRI

“…Understanding children's development is critical in the midst of efforts that teach children about money and open savings accounts for them early in life…”
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Frontline Worker Discretion in the For‐Profit Banking Industry: Lessons From Early Pandemic Relief Programming by Wood, Anna K., Friedline, Terri

“…ABSTRACT In April and May 2020, the United States banking industry approved over $650 billion in federal relief funds as part of the Paycheck Protection…”
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Coming of Age on a Shoestring Budget: Financial Capability and Financial Behaviors of Lower-Income Millennials by West, Stacia, Friedline, Terri

“…Lower-income millennials make important financial decisions that may affect their future financial well-being. With limited resources, this population is at…”
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Does Community Access to Alternative Financial Services Relate to Individuals’ Use of These Services? Beyond Individual Explanations by Friedline, Terri, Kepple, Nancy

“…There is concern that the increasing number of alternative financial services in communities across the USA is risking individuals’ financial health by…”
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Predicting children's savings: The role of parents' savings for transferring financial advantage and opportunities for financial inclusion by Friedline, Terri

“…Parents transfer many forms of advantage to children based on their financial resources. Of interest is whether parents transfer educational and financial…”
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Digital Redlining: Poor Rural Communities' Access to Fintech and Implications for Financial Inclusion by Friedline, Terri, Naraharisetti, Sruthi, Weaver, Addie

“…Financial technologies (fintech) are proposed to expand access to financial services in rural communities as bank branches decline; however, poor rural…”
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Census Tract and Neighborhood Racial Change and the Locational Decisions of Financial Services in Metro Detroit by Friedline, Terri, Adu-Mensah, Jones, Wedel, Xanthippe

“…Scholarship on the geography of US retail financial services consistently finds racialized patterns in the locations of traditional (e.g. banks, credit unions)…”
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“You pay your share, we’ll pay our share”: The college cost burden and the role of race, income, and college assets by Elliott, William, Friedline, Terri

“…► Are students more likely than society to bear responsibility of paying for college? ► We investigate the question using data from the Educational…”
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Young People Are the Front Lines of Financial Inclusion: A Review of 45 Years of Research by FRIEDLINE, TERRI, RAUKTIS, MARY

“…Amidst concerns about percentages of households that remain unbanked or underbanked, policy endeavors have emerged to promote financial inclusion by making…”
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