Search Results - "Driscoll, John"
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The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation
Published in Brookings papers on economic activity (01-09-2009)“…Many consumers make poor financial choices, and older adults are particularly vulnerable to such errors. About half of the population between ages 80 and 89…”
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Is lending distance really changing? Distance dynamics and loan composition in small business lending
Published in Journal of banking & finance (01-11-2023)“…The increasing average distance between small businesses and their lenders has been used to argue that technological changes have allowed banks to lend at…”
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Optimal Mortgage Refinancing: A Closed-Form Solution
Published in Journal of money, credit and banking (01-06-2013)“…We derive the first closed-form optimal refinancing rule: refinance when the current mortgage interest rate falls below the original rate by at least…”
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Net negative nutrient yields in a bait-consuming fishery
Published in Environmental research letters (01-08-2022)“…Abstract Efforts to achieve sustainable food systems are impeded by inefficiencies associated with the use of agricultural land and resources to grow feed for…”
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Fuel use and greenhouse gas emission implications of fisheries management: the case of the new england atlantic herring fishery
Published in Marine policy (01-05-2010)“…Commercial fisheries are heavily dependent upon the combustion of fossil fuels and as such contribute to increased atmospheric concentrations of greenhouse…”
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The potential climate benefits of seaweed farming in temperate waters
Published in Scientific reports (01-07-2024)“…Seaweed farming is widely promoted as an approach to mitigating climate change despite limited data on carbon removal pathways and uncertainty around benefits…”
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The real consequences of bank mortgage lending standards
Published in Journal of financial intermediation (01-10-2020)“…We examine the real effects of changes in bank mortgage loan underwriting standards by combining responses to the Federal Reserve’s Senior Loan Officer Opinion…”
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Design and manufacturing of roller bearing polymeric cages and development of a theoretical model for predicting the roller push-out force
Published in Scientific reports (19-01-2022)“…In the present work, polymeric cages with 18 different pocket geometries are developed to investigate the effects of geometrical parameters and material…”
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Behavioral economics and macroeconomic models
Published in Journal of macroeconomics (01-09-2014)“…•Insights from behavioral economics have led to progress in macroeconomics.•Behavioral features can help with problems in the New Keynesian model.•Important…”
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Consistent Covariance Matrix Estimation with Spatially Dependent Panel Data
Published in The review of economics and statistics (01-11-1998)“…Many panel data sets encountered in macroeconomics, international economics, regional science, and finance are characterized by cross-sectional or "spatial"…”
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Changes in bank lending standards and the macroeconomy
Published in Journal of monetary economics (01-03-2014)“…Identifying macroeconomic effects of credit shocks is difficult because many of the same factors that influence the supply of loans also affect the demand for…”
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Does bank lending affect output? Evidence from the U.S. states
Published in Journal of monetary economics (01-04-2004)“…This paper uses a panel of state-level data to test whether changes in bank loan supply affect output. Since the U.S. states are small open economies with…”
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Cross-Border Diversification in Bank Asset Portfolios
Published in International finance (Oxford, England) (01-03-2010)“…We compute optimally diversified international asset portfolios for banks located in France, Germany, Italy, the United Kingdom and the United States using the…”
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FAIRNESS AND INFLATION PERSISTENCE
Published in Journal of the European Economic Association (01-04-2004)“…We argue that peoples' concern for fairness may explain an unsolved puzzle in macroeconomics: the persistence of inflation. We extend a 1990 wage-contracting…”
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Inflation Persistence and Relative Contracting
Published in The American economic review (01-09-2003)“…In an important paper, Jeffrey Fuhrer and George Moore (1995) showed that the standard formulation of staggered wage setting due to John Taylor (1980) implied…”
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Fractal Patterns as Fitness Criteria in Genetic Algorithms Applied as a Design Tool in Architecture
Published in Nexus network journal (01-03-2021)“…This paper explores the generative use of a genetic algorithm incorporating a computer-based fractal dimension tool termed “DBVgen”. Fractals offer a…”
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Motivating Juvenile Offenders Toward Making Responsible Choices in Daily Life
Published in Juvenile & family court journal (2009)“…ABSTRACT Based on the premise that the best deterrent to delinquent behavior is the offender's motivation to engage in moral reasoning and action, this article…”
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Hydroxylated Aromatic Inhibitors of HIV-1 Integrase
Published in Journal of medicinal chemistry (01-10-1995)“…Efficient replication of HIV-1 requires integration of a DNA copy of the viral genome into a chromosome of the host cell. Integration is catalyzed by the viral…”
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Life cycle assessment of the Maine and southwest Nova Scotia lobster industries
Published in Fisheries research (01-12-2015)“…•The Maine lobster fishery used three tons of bait for every ton of market sized lobster caught in 2006, while the Lobster Fishing Area 34 (LFA 34) fishery in…”
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