Search Results - "Dia, Enzo"

Differentiated attributes and service-quality competition as sources of portfolio interdependence and diverging scales in banking by Dia, Enzo, VanHoose, David

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Macroprudential regulatory policies with a dominant-bank oligopoly and fringe banks by Dia, Enzo, VanHoose, David

“…This paper develops a model in which a handful of dominant banks mutually engage in head-to-head rivalry while acting as loan-quantity-setting leaders…”
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Real resource utilization in banking, economies of scope, and the relationship between retail loans and deposits by Dia, Enzo, VanHoose, David

“…Even though non-interest expenses on physical capital and labor comprise at least 40 percent of banks’ total costs, much of the banking literature entirely…”
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How do banks respond to shocks? A dynamic model of deposit-taking institutions by Dia, Enzo

“…This paper proposes a dynamic model of the optimal choices of a bank that benefits from market power and takes into account the impact of the deposit…”
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Information and reputation mechanisms in auctions of remanufactured goods by Casalin, Fabrizio, Dia, Enzo

“…highlights•We study how alternative reputation tools interact to mitigate asymmetric information.•Unlike previous studies, we use data on heterogeneous…”
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Stock-flow adjustments, public debt management and interest costs by Casalin, Fabrizio, Cerniglia, Floriana, Dia, Enzo

“…Data on government debt and deficits are not mutually consistent because they are obtained from cash and accrual accounting, respectively. Such aggregates are…”
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Fixed costs and capital regulation: Impacts on the structure of banking markets and aggregate loan quality by Dia, Enzo, VanHoose, David

“…We analyze the interaction among market competition, capital regulation, fixed regulatory compliance costs, and the portfolio and monitoring decisions of…”
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Banking in macroeconomic theory and policy by Dia, Enzo, VanHoose, David

“…•Efforts to apply developments in bank modeling to augmenting macroeconomic models during the 1960s through 1980s.•Theoretical and empirical elements that led…”
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Fiscal sustainability under entitlement spending by Cerniglia, Floriana, Dia, Enzo, Hallett, Andrew Hughes

“…Abstract We develop a simple theoretical framework that can be used not only to assess the stability of debt, but also to evaluate the sustainability of the…”
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Productivity shocks, capital intensities, and bank interest rates by Dia, Enzo, Menna, Lorenzo

“…•This paper proposes a real business cycle model where banks face significant resource costs to provide financial services.•Resource costs explain a large…”
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Capital intensities and international trade in banking services by Dia, Enzo, VanHoose, David

“…•This paper analyzes empirically a model of international trade of banking services.•We emphasize the importance of banks’ expenses on labor and capital…”
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The impact of common law on the volume of legal services: An international study by Dia, Enzo, Melitz, Jacques

“…We show that the heavy use of legal services relative to output in the US is not a peculiarity of the country but applies to common law countries in general…”
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The dynamic interrelation between external finance and bank credit by Casalin, Fabrizio, Dia, Enzo

“…This article studies the interrelation among the volumes of bonds and stocks issued by non-financial firms, and levels of industrial loans outstanding in the…”
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Public debt dynamics with tax revenue constraints by Casalin, Fabrizio, Dia, Enzo, Hughes Hallett, Andrew

“…We develop a dynamic model of public debt under the assumption that it is problematic for governments to implement fast increases of tax revenues, as new taxes…”
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Interest margins, lending rates and bank productivity among Chinese provinces by Dia, Enzo, Jiang, Lunan, Menna, Lorenzo, Zhang, Lin

“…We document a substantial dispersion of interest margins charged by commercial banks across Chinese provinces. As our empirical study provides evidence that…”
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Bank Taxes and Loan Monitoring: A Cautionary Tale by Dia, Enzo, VanHoose, David

“…This paper analyzes a model in which there is excessive bank lending and in which regulators attempt to correct the problem with a tax. A tax on lending can…”
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Portfolio separation and the dynamics of bank interest rates by Dia, Enzo, Giuliodori, Massimo

“…We develop a dynamic model of the interest rates of a monopolistic bank, providing both intermediation and payment services. We obtain testable restrictions on…”
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Macroeconomics, rationality, and institutions by Dia, Enzo, Bartolomeo, Giovanni Di

“…This special issue, “Macroeconomics, rationality, and institutions,” explores the role of institutions in macro models in which agents have limited rationality…”
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Uncertainty, trust, and the regulation of the banking industry by Dia, Enzo

“…This paper suggests that, in presence of uncertainty, individual choices are made on the basis of subjective evaluations, and the transmission of information…”
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Tax vs. Debt Management Under Entitlement Spending: a Multicountry Study by Cerniglia, Floriana, Dia, Enzo, Hughes Hallett, Andrew

“…In this paper we study the taxes vs. debt choice for public funding when spending is in large part predictable due to entitlement programs, but the necessary…”
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