Search Results - "Canner, Glenn B"

Credit Scoring and Its Effects on the Availability and Affordability of Credit by AVERY, ROBERT B., BREVOORT, KENNETH P., CANNER, GLENN B.

“…The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit reporting…”
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Credit Where None Is Due? Authorized-User Account Status and Piggybacking Credit by BREVOORT, KENNETH P., AVERY, ROBERT B., CANNER, GLENN B.

“…"Piggybacking credit" is a new practice that helps consumers improve their credit scores by paying to become "authorized users" on established accounts…”
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Opportunities and Issues in Using HMDA Data by Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B.

“…Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information about the home loans…”
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Consumer credit scoring: Do situational circumstances matter? by Calem, Paul S, Avery, Robert B, Canner, Glenn B

“…Although credit history scoring offers benefits to lenders and borrowers, failure to consider situational circumstances raises important statistical issues…”
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Assessing the necessity and efficiency of the community reinvestment act by Avery, Robert B., Bostic, Raphael W., Canner, Glenn B.

“…A number of researchers have recently questioned whether the Community Reinvestment Act (CRA) is still needed. In addition, economic analysis has explored the…”
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Discrimination, Competition, and Loan Performance in FHA Mortgage Lending by Berkovec, James A., Canner, Glenn B., Gabriel, Stuart A., Hannan, Timothy H.

“…This study tests for the presence of prejudicial or "noneconomic" discrimination on the part of mortgage lenders by evaluating the performance of home mortgage…”
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Credit Scoring: Statistical Issues and Evidence from Credit-Bureau Files by Avery, Robert B., Bostic, Raphael W., Calem, Paul S., Canner, Glenn B.

“…Although credit scoring offers benefits to lenders and borrowers, its use raises important statistical issues that may affect the ability of scoring systems to…”
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Consolidation and bank branching patterns by Avery, Robert B., Bostic, Raphael W., Calem, Paul S., Canner, Glenn B.

“…This paper examines the association between consolidation and changes in levels of bank branching as measured by changes in the number of bank branches per…”
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Race, redlining, and residential mortgage loan performance by Berkovec, James A., Canner, Glenn B., Gabriel, Stuart A., Hannan, Timothy H.

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Does Credit Scoring Produce a Disparate Impact? by Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn

“…The widespread use of credit scoring in the underwriting and pricing of mortgage and consumer credit has raised concerns that the use of these scores may…”
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Consumer Experiences with Credit Cards by Canner, Glenn B, Elliehausen, Gregory

“…This article examines consumers' behavior, experiences, and attitudes regarding credit cards in the aftermath of the Great Recession and the…”
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Mortgage Market Conditions and Borrower Outcomes: Evidence from the 2012 HMDA Data and Matched HMDA--Credit Record Data by Bhutta, Neil, Canner, Glenn B, Stolarsky, Shira, Watanagase, Madura

“…This article describes mortgage lending activity in 2012 based on newly available data reported under the Home Mortgage Disclosure Act of 1975 (HMDA). It also…”
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Changes in the Distribution of Banking Offices by Avery, Robert B, Bostic, Raphael W, Calem, Paul S, Canner, Glenn B

“…The past twenty years have been marked by major structural and regulatory changes in the banking industry. This article explores the relationships between…”
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Race, Default Risk and Mortgage Lending: A Study of the FHA and Conventional Loan Markets by Canner, Glenn B., Gabriel, Stuart A., Woolley, J. Michael

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Consumer credit scoring: Do situational circumstances matter? by Avery, Robert B, Calem, Paul S, Canner, Glenn B

“…Although credit history scoring offers benefits to lenders and borrowers, failure to consider situational circumstances raises important statistical issues…”
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The Mortgage Market in 2011: Highlights from the Data Reported under the Home Mortgage Disclosure Act by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B, Henning, Nicholas W, Stolarsky, Shira E

“…This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2011 under the Home Mortgage…”
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The 2009 HMDA Data: The Mortgage Market in a Time of Low Interest Rates and Economic Distress by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B

“…The data that mortgage lending institutions reported for 2009 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the…”
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The Mortgage Market in 2010: Highlights from the Data Reported under the Home Mortgage Disclosure Act by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B, Henning, Nicholas W, Stolarsky, Shira E

“…This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2010 under the Home Mortgage…”
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The 2007 HMDA Data by Avery, Robert B, Brevoort, Kenneth P, Canner, Glenn B, Cooper, Cheryl R, Gibbs, Christa N, Tsang, Rebecca, Wallace, Sean

“…The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information…”
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The 2008 HMDA Data: The Mortgage Market during a Turbulent Year by Avery, Robert B, Bhutta, Avery, Brevoort, Kenneth P, Canner, Glenn B, Gibbs, Christa N, Cooper, Cheryl R, Coyer, Christine

“…The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the…”
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