Search Results - "Brevoort, Kenneth"

Is lending distance really changing? Distance dynamics and loan composition in small business lending by Adams, Robert M., Brevoort, Kenneth P., Driscoll, John C.

“…The increasing average distance between small businesses and their lenders has been used to argue that technological changes have allowed banks to lend at…”
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THE SUBPRIME CRISIS: IS GOVERNMENT HOUSING POLICY TO BLAME? by Avery, Robert B., Brevoort, Kenneth P.

“…Some have suggested that housing policy, embodied by the Community Reinvestment Act (CRA) and affordable housing goals of the government-sponsored enterprises…”
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CREDIT CARD REDLINING REVISITED by Brevoort, Kenneth P.

“…Using a proprietary data set of credit bureau records, Cohen-Cole (2011) finds evidence that lenders are using the racial composition of a borrower's…”
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Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure by Brevoort, Kenneth P., Cooper, Cheryl R.

“…While a substantial literature has examined the causes of mortgage foreclosure, there has been relatively little work on the consequences of foreclosure for…”
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Credit Invisibles and the Unscored by Brevoort, Kenneth P., Grimm, Philipp, Kambara, Michelle

“…Having a credit record and a credit score can be an important determinant of credit access. Surprisingly little is known, however, about people who lack credit…”
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Commercial Lending and Distance: Evidence from Community Reinvestment Act Data by Kenneth P. Brevoort, Hannan, Timothy H.

“…A number of large banking organizations have substantially broadened the distances at which they are willing to extend commercial loans, but there is also…”
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Does Credit Scoring Produce a Disparate Impact? by Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn

“…The widespread use of credit scoring in the underwriting and pricing of mortgage and consumer credit has raised concerns that the use of these scores may…”
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Opportunities and Issues in Using HMDA Data by Avery, Robert B., Brevoort, Kenneth P., Canner, Glenn B.

“…Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information about the home loans…”
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Credit Scoring and Its Effects on the Availability and Affordability of Credit by AVERY, ROBERT B., BREVOORT, KENNETH P., CANNER, GLENN B.

“…The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit reporting…”
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Credit Where None Is Due? Authorized-User Account Status and Piggybacking Credit by BREVOORT, KENNETH P., AVERY, ROBERT B., CANNER, GLENN B.

“…"Piggybacking credit" is a new practice that helps consumers improve their credit scores by paying to become "authorized users" on established accounts…”
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WHO COMPETES WITH WHOM? THE CASE OF DEPOSITORY INSTITUTIONS by ADAMS, ROBERT M., BREVOORT, KENNETH P., KISER, ELIZABETH K.

“…The willingness of consumers to substitute between banks and thrifts and between multimarket and single-market institutions is of strong interest to…”
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The credit consequences of unpaid medical bills by Brevoort, Kenneth, Grodzicki, Daniel, Hackmann, Martin B.

“…This paper quantifies the costs of leaving medical bills unpaid and what these costs imply for the value of health insurance to beneficiaries. We argue that a…”
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THE PERCEIVED SIZE OF SMALL BUSINESS BANKING MARKETS by Amel, Dean F., Brevoort, Kenneth P.

“…Definition of markets is fundamental to any analysis of competition and is the first step in enforcement of antitrust statutes. In the banking industry,…”
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The Mortgage Market in 2011: Highlights from the Data Reported under the Home Mortgage Disclosure Act by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B, Henning, Nicholas W, Stolarsky, Shira E

“…This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2011 under the Home Mortgage…”
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Commericial Lending and Distance: Evidence from Community Reinvestment Act Data by Brevoort, Kenneth P, HANNAN, TOMOTHY H

“…A number of large banking organizations have substantially broadened the distances at which they are willing to extend commercial loans, but there is also…”
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The 2009 HMDA Data: The Mortgage Market in a Time of Low Interest Rates and Economic Distress by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B

“…The data that mortgage lending institutions reported for 2009 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the…”
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The Mortgage Market in 2010: Highlights from the Data Reported under the Home Mortgage Disclosure Act by Avery, Robert B, Bhutta, Neil, Brevoort, Kenneth P, Canner, Glenn B, Henning, Nicholas W, Stolarsky, Shira E

“…This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2010 under the Home Mortgage…”
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The 2007 HMDA Data by Avery, Robert B, Brevoort, Kenneth P, Canner, Glenn B, Cooper, Cheryl R, Gibbs, Christa N, Tsang, Rebecca, Wallace, Sean

“…The Home Mortgage Disclosure Act of 1975 (HMDA) requires most mortgage lending institutions with offices in metropolitan areas to publicly disclose information…”
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Who competes with whom? The case of depository institutions by Adams, Robert M, Brevoort, Kenneth P, Kiser, Elizabeth K

“…The willingness of consumers to substitute between banks and thrifts and between multimarket and single-market institutions is of strong interest to…”
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The 2008 HMDA Data: The Mortgage Market during a Turbulent Year by Avery, Robert B, Bhutta, Avery, Brevoort, Kenneth P, Canner, Glenn B, Gibbs, Christa N, Cooper, Cheryl R, Coyer, Christine

“…The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the…”
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