Search Results - "Born, Patricia H."

Should I Stay or Should I Go? The Impact of Natural Disasters and Regulation on U.S. Property Insurers' Supply Decisions by Born, Patricia H., Klimaszewski-Blettner, Barbara

“…In this article, we identify the main factors that drive insurers' willingness to offer coverage in catastrophe-prone property insurance lines. We compare…”
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The net effects of medical malpractice tort reform on health insurance losses: The Texas experience by Born, Patricia, Karl, J. Bradley, Viscusi, W. Kip

“…In this paper, we examine the influence of medical malpractice tort reform on the level of private health insurance company losses incurred. We employ a…”
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Restrictive Rating and Adverse Selection in Health Insurance by Born, Patricia H., Sirmans, E. Tice

“…Recent healthcare reform in the United States, including rating restrictions, imposed substantial changes to health insurer operations. We provide evidence of…”
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Health insurers' use of quality improvement expenses to achieve a minimum medical loss ratio requirement by Born, Patricia H., Tice Sirmans, E., Steinorth, Petra

“…Health insurer medical loss ratios (MLRs) are the percentage of premium dollar spent on medical claims and healthcare quality improvement expenses (QIEs). QIEs…”
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Managed care or carefully managed? Management of underwriting profitability by health insurers by Born, Patricia H., Eastman, Evan M., Sirmans, E. Tice

“…Managed care provides health insurers a unique opportunity for discretion over certain aspects of financial reporting. Specifically, managed care mechanisms…”
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Life insurance demand and borrowing constraints by Srbinoski, Bojan, Poposki, Klime, Born, Patricia H., Lazzari, Valter

“…The literature devoted limited attention to exploring the relationship between financial development and life insurance demand. Financial development supports…”
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Reducing Medical Malpractice Loss Reserve Volatility Through Tort Reform by Born, Patricia H., Eastman, Evan M., Viscusi, W. Kip

“…This study examines how tort reform affects uncertainty in insurance markets by testing whether noneconomic damage caps influence reserving volatility for…”
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The Effect of Damage Cap Reforms on Medical Malpractice Insurance Market Conditions During Periods of Crises by Born, Patricia H., Karl, J. Bradley, Montesinos-Yufa, Hugo

“…This article evaluates whether and how tort reform, specifically damage caps, stabilizes medical malpractice insurance markets. We examine statelevel medical…”
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Regret in health insurance post‐purchase behavior by Born, Patricia H., Sirmans, E. Tice

“…Unlike other forms of insurance, individuals with health insurance generally expect to make claims through the policy period. Selecting an appropriate level of…”
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The relationship between the markets for health insurance and medical malpractice insurance by Karl, J. Bradley, Born, Patricia H., Viscusi, W. Kip

“…This article evaluates the interdependence of medical malpractice insurance markets and health insurance markets. Prior research has addressed the performance…”
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The Effect of Tort Reform on Medical Malpractice Insurance Market Trends by Born, Patricia H., Karl, J. Bradley

“…In this article, we examine the extent to which the timing of reforms to the tort liability system coincides with changes in medical malpractice insurance…”
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Cash Flow Risk Management in the Property/Liability Insurance Industry: A Dynamic Factor Modeling Approach by Wen, Min-Ming, Lin, H. J. Abraham, Born, Patricia H., Yang, Charles, Wang, Chun

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Developing a Framework for Financial Achievability of Department of Transportation Research and Development Projects by Born, Patricia H., Dumm, Randy E., Eger, Robert J.

“…A financial analysis framework was developed to allow departments of transportation to assess research projects better. The framework recognizes that the…”
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Damages Caps, Insurability, and the Performance of Medical Malpractice Insurance by Viscusi, W. Kip, Born, Patricia H.

“…This article uses the complete property-casualty insurance files of the National Association of Insurance Commissioners from 1984 to 1991 to assess the effect…”
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Patients And Profits: The Relationship Between HMO Financial Performance And Quality Of Care by Born, Patricia H, Simon, Carol J

“…This paper matches health plans' financial performance with information on quality ratings as measured by 1997 Health Plan Employer Data and Information Set…”
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Insurer Profitability in Different Regulatory and Legal Environments by Born, Patricia H

“…This paper examines the variation in insurance company financial performance across states with different legal and regulatory environments. These environments…”
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Physician earnings in a changing managed care environment by Simon, C J, Born, P H

“…From 1982 - 1994, median physician income rose at an average of 5.9% in nominal terms, and 2.1% in inflation-adjusted dollars. The year 1994 marks the first…”
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Health Maintenance Organization (HMO) Performance and Consumer Complaints: An Empirical Study of Frustrating HMO Activities by Born, Patricia H, Query, J Tim

“…Growing public interest in the operations of managed care plans has fueled a variety of activities to collect and analyze their performance. These activities…”
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Institutional Forces in the Acceptance of Managed Care Practices by Physicians by Floyd, Steven W., Kramer, Jeffrey A., Born, Patricia H.

“…We evaluated physicians' acceptance of managed care using data from Connecticut physicians. We grouped physicians' attitudinal responses on three dimensions…”
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The Impact of Market Power and Economies of Scale on Large Group Health Insurer Profitability by Born, Patricia H., Hughen, Linda, Sirmans, E. Tice

“…Following the passage of the Affordable Care Act in 2010, financial reports by commercial health insurers include more detailed information on a Supplemental…”
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