Personalized Credit Score Prediction and Improvement model using Machine Learning

The project aims to create a user-friendly website to help Indians understand their credit scores, enhancing financial protection. It features an advanced credit score calculator that uses factors like payment history, debt load, credit mix, and recent credit activity to provide personalized suggest...

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Bibliographic Details
Published in:	2024 Asia Pacific Conference on Innovation in Technology (APCIT) pp. 1 - 4
Main Authors:	Rao R, Sujan, R, Vidhu Niranjan, Saraf, Mitali Narayan, Bansal, Ayushee, Upreti, Arvind
Format:	Conference Proceeding
Language:	English
Published:	IEEE 26-07-2024
Subjects:	Amount owed Calculators Chatbots Credit history length Credit mix Education Machine learning new credit Payment history Predictive models Stability analysis Technological innovation
Online Access:	Get full text
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Summary:	The project aims to create a user-friendly website to help Indians understand their credit scores, enhancing financial protection. It features an advanced credit score calculator that uses factors like payment history, debt load, credit mix, and recent credit activity to provide personalized suggestions. The website also includes an interactive chatbot for financial literacy education. The project aims to contribute to financial inclusion and well-being in India by improving credit awareness and financial stability.
DOI:	10.1109/APCIT62007.2024.10673722